- January 29, 2019
- Posted by: Seedofpro
- Category: Corporate Wellness
For many South Africans, financial concerns are a regular source of anxiety, which is understandable given the uncertainties of today’s economy. It’s important to remember that worry doesn’t solve much, but answering the question of how to overcome financial problems does.
The monetary benefits of dealing with financial problems—saving more, paying down expensive debt—will improve not just your bottom line but your overall mood as well. The less you worry about dealing with finances and money issues, the more you can enjoy life.
Here’s how to help reduce your money stress and get motivated to take control of your finances:
|1 IDENTIFY YOUR STRESS POINTS|
Whether it’s the realization that you need to get more serious about saving for retirement or you are dealing with a troublesome credit card balance, it’s important to recognize what’s causing your anxiety. Write down your three biggest financial sources of stress so you know what you’re up against. (Keeping the list short can help you feel less overwhelmed.)
|2 GIVE A POSITIVE SPIN|
The belief that you simply don’t have enough money to put towards your goals can keep you from dealing with your financial problems. Try to focus on making the most of the income you currently do have by spending wisely. how long it may take you to hit a savings goal.
|3 BE HONEST WITH YOURSELF|
Leaning on your relationships can help keep you on track. Every hard task becomes easier with the support of friends and family, so share your goals. There’s no one better to hold you accountable and remind you what you’re sacrificing for than those you love, trust and respect.
Small steps are key
Contact us for any financial counselling and advice
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